Why we exist

1.3 Tr USD general trade in India is empowered by 1 Mn+ distributors and 35 Mnretail points spread across 1000 + towns and cities in India. With significant contribution to Indian GDP however the industry takes minuscule 6-7% credit share and faces a credit gap of @ 1.1 Tr USD. This is largely because of preference of traditional financial institutions on collaterals than cashflow and lack of credit history.

ZONO aims at solving for the larger part of the credit gap through structured, market-led embedded finance solutions.

Our mission

Our Ambition

To become most loved business
application for distribution
Business in India

Who we are ?

ZONO is a creation of serial entrepreneurs, enthusiasts, big dreamers, and visionaries who are aspiring to bring an impactful change in the supply chain ecosystem.

Core Team

Girish Kasliwal Cofounder

Business operations geek, astute learner and go getter. Loves to work from scratch. Cross functional with strong business acumen. Fond of solving problems in the complex business areas with use of technology. Two decades of experience in selling and implementing scalable business solutions. Cofounded startups, scaled them and experienced EXIT.

Nitin Padmawar Cofounder

Technical leader, founder with experience scaling from ground zero to millions of users. Architected, built, operationalized, and worked on the adoption of the SAAS platforms ranging from eCommerce, logistics/fulfillment, CMS. Ability to work with cross-functional teams to make products successful with a proven track record of multiple success stories.

Advisory Board

Abhay Deshpande Board Member
@abhay deshpande
Pradeep Banerjee Board Member
@pradeep banerjee