How ZONO Credit works?

ZONO offers a collaborative , flexible on-demand financial solution for working capital management to meet the financial demands of Distributors, Wholesalers, Stockists and Retailers

01
Register Online

Submit Basic KYC Details About Your Business

02
Credit Facility Applied

Request credit facility from products offered by ZONO that fits your business needs

03
Submit Required Documents

Securely submit your documents (invoices/bills) and other documents as per ZONO policy

04
Funds Disbursement

After the verification process partner A financial institution will disburse funds directly to your account for invoice payments

05
Dashboards & Analytics

Refer to the dashboard for real-time status updates on your credit facility, transactions repayments

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On-Demand Supply Chain Finance

Strengthens your capital management for better business growth

ZONO SCF supports businesses to improve the efficiency of the supply chain and substantially reduce the working capital issues of both sellers and buyers. It creates a true win-win situation for the buyer as well as for the sellers

chain finance

Benefits

  • On-Demand credit line
  • Integration with multiple financial Institutions
  • Collateral Free
  • Digital Processing
  • Quick disbursement process
  • Automated payment reminders
  • Dashboard & Analytics
  • Safe & Secure

Invoice Discounting

Beat the delayed payments with invoice discounting

chain finance

ZONO SCF supports businesses to improve the efficiency of the supply chain and substantially reduce the working capital issues of both sellers and buyers. It creates a true win-win situation for the buyer as well as for the sellers

Benefits

Collateral Not Required

No need to keep any asset as collateral get cash against your unpaid invoices

Instant Access To Cash

With a minimal and hassle-free process get access to instant credit.

Improved Cash Flow:

Grow your business without impacting your balance sheet

Paperless Process

Fast and digitized process enables effortless and paperless process

End -To- End Management:

With ZONO real-time analytics you can experience simple, smooth, and transparent end to end process

Buy now pay later (BNPL)

Maximize your profits & Keep payments simple

ZONO provides a BNPL option for buyers to make seller invoice payments with its next-generation AI-based technology platform
Instant Credit

Experience quick access to credit and checkout conveniences like never before.

Increase Average Sales Per Customer

Double your overall sales with a flexible credit period for buyers you serve and increase your average sales.

No Credit History

ZONO BNPL option does not require customers to have a credit history to opt for this financing option.

Quick And Easy Digital Process:

ZONOs cutting-edge technology ensures approvals decisions are confirmed almost instantaneously and buyers are able to make purchases hassle-free.